Konačno, tržišni potez kreatora ekonomskih vlasti u Srbiji!!! Danas je obelodanjeno da će se na finansijskom tržištu Srbije pojaviti štedne obveznice – novi finansijski instrument koji će omogućiti širokim narodnim masama (punoletni rezidenti) da štede s manjim rizikom i trenutno višim prinosom (zbog niskih bankarskih kamata na štednju). Minimalni ulozi su 2.000 dinara za dinarske štedne obveznice i 100 evra za devizne štedne obveznice, s tim da je ograničena kupovina po jednoj emisiji (5000 dinarskih i 500 deviznih). Dobra prilika da se građani okrenu državnim hartijama od vrednosti i sami pokrivaju deficit budžeta, što će s druge strane biti korisno i za ekonomiju jer će prinos od obveznica građani sigurno prelivati u potrošnju (što do sada nije bio slučaj kada su državnim papirima trgovale isključivo banke). Najavljeno je da će se prodaja vršiti preko Poštanske štedionice, kao i da će kupci biti oslobođeni svih naknada prilikom upisa, uplate, otvaranja vlasničkog računa finansijskih instrumenata, isplate kupona i glavnice po osnovu štednih obveznica. Pristupni period za kupovinu štednih obveznica počinje 20. novembra 2017. godine i traje do 11. decembra 2017. godine, dok se podela štednih obveznica vrši po načelu prioriteta – ko se prvi prijavi za kupovinu. Planirani datum emitovanja štednih obveznica je 27. decembar 2017. godine, po kuponskim stopama (dvogodišnje 4% na dinarske, 1% na evro; trogodišnje 4,5% na dinarske, 1,75% na evro; petogodišnje 5,25% na dinarske, 2,5% na evro; desetogodišnje od 6,25% na dinarske, 4% na evro). Postojaće mogućnost prevremene naplate obveznice (pre roka dospeća), ali uz određenu naknadu i tek nakon određenog broja meseci (ne u svakom trenutku). Za sada je izostala mogućnost trgovanja ovim obveznicama na sekundarnom tržištu.
Republika Srbija uvodi novi tip državnih hartija od vrednosti – Štedne obveznice
Finally, a market move by the creators of economic authorities in Serbia!!! Today it was announced that savings bonds will appear on the financial market of Serbia – a new financial instrument that will enable the general public (residents of legal age) to save with lower risk and currently a higher yield (due to low bank interest rates on savings). Minimum stakes are 2,000 dinars for dinar savings bonds and 100 euros for foreign currency savings bonds, with a limited purchase per issue (5,000 dinars and 500 foreign currency). A good opportunity for citizens to turn to government securities and cover the budget deficit themselves, which, on the other hand, will also be useful for the economy, because the yield from bonds will surely flow into consumption by citizens (which was not the case until now when government securities were traded exclusively by banks). It was announced that sales will be made through Poštanska Štedionica, as well as that customers will be exempted from all fees during registration, payment, opening of an owner’s account of financial instruments, payment of coupons and principal on the basis of savings bonds. The access period for the purchase of savings bonds begins on November 20, 2017 and lasts until December 11, 2017, while the distribution of savings bonds is done according to the principle of priority – whoever applies for the purchase first. The planned date of issuance of savings bonds is December 27, 2017, according to coupon rates (two-year 4% in dinars, 1% in euro; three-year 4.5% in dinars, 1.75% in euro; five-year 5.25% in dinars, 2.5% in euro; ten-year 6.25% in dinars, 4% in euro). There will be a possibility of early collection of the bond (before the maturity date), but with a certain fee and only after a certain number of months (not at all times). For now, there is no possibility of trading these bonds on the secondary market.