Narodna banka Kine je po drugi put ove godine snizila svoje referentne kamatne stope (prva smanjenja su bila u januaru) kao odgovor na slabe ekonomske pokazatelje u julu. Jednogodišnji LPR smanjen je za pet baznih poena na 3,65 %. Petogodišnji LPR, koji se koristi kao referentna stopa za stambene kredite, snižen je za 15 baznih poena na 4,3 %. Smanjenje jednogodišnjeg LPR-a bilo je prvo od januara, dok je petogodišnje LPR poslednji put smanjeno u maju. Svrha smanjenja kamatnih stopa je da se olakša teret kamata dužnicima i donese olakšanje na tržištu nekretnina koje je u teškom stanju.
Financial Statistics Report (July 2022)
The People’s Bank of China (PBoC) lowered its benchmark interest rates for the second time this year (the first cuts were in January) in response to weak economic indicators in July. The one-year LPR was reduced by five basis points to 3.65%. The five-year LPR, which is used as a reference rate for housing loans, was lowered by 15 basis points to 4.3%. The reduction in the one-year LPR was the first since January, while the five-year LPR was last cut in May. The purpose of the interest rate cut is to ease the interest burden on borrowers and bring relief to the struggling real estate market.